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BENEFIT PLAN UPDATES
INTEGRIS Health is committed to our caregivers during this time. We know that many of you are experiencing reduced hours and income due to the COVID 19 pandemic resulting in financial consequences. Special provisions apply within our benefit programs to help you during this difficult time. As such, below are benefit plan updates that have been made:
COVID-19 testing and office visits due to COVID-19 are covered at 100%, deductible waived.
Telehealth services related to office visits, psychotherapy, physical therapy, speech therapy and occupational therapy has been added. These sessions are covered the same as a in person session subject to copay, deductible, co-insurance, etc.
Hospitalization and ancillary services related to COVID-19 will have deductible waived (coinsurance will apply).
Short-term disability: Even though our policy states that caregivers must be actively at work in order to file a short-term disability claim, Cigna has waived this requirement for caregivers who are furloughed due to COVID-19 and you will still be considered active for purposes of determining eligibility to file a short-term disability claim. This exception is in place until May 1st.
2019 FSA claims filing deadline has been extended to May 1st.
If your full time hours have been reduced to under 30 hours per week, or your part time hours have dropped to 15 hours per week, you can login to the enrollment system at www.myintegrisbenefits.com to make a change to your benefits. Under IRS rules you cannot change your PPL Sell election or your Health Care Reimbursement amount. If you chose to reduce your supplemental life insurance or spouse life insurance Evidence of Insurability (EOI) will be required if you reinstate coverage once your hours are restored.
The CARES Act that was recently passed by Congress provides special Retirement Savings Plan withdrawal and loan provisions. If you have experienced adverse financial consequences related to COVID 19 you can now withdraw up to $100,000 from your vested Retirement Savings Plan account. If you are under age 59 ½ the 10 percent early withdrawal tax penalty will be waived for coronavirus-related distributions that occur before December 31, 2020. For more information contact Fidelity Investments at 800.343.0860 or login to your account at www.netbenefits.com
The maximum participant loan amount has increased from $50,000 to $100,000 and is now capped at 100% of vested account balance instead of 50% of your vested account balance for loans initiated between March 27, 2020 and September 27, 2020. In addition, the repayment due date for any loan due between March 27, 2020 and December 31, 2020 will be delayed to avoid default.
The CARES Act also increased the maximum participant loan amount to the lesser of $100,000 or 100% of vested account balance for loans initiated between March 27, 2020 and September 23, 2020. In addition, individuals with outstanding participant loans may delay scheduled repayments for up to one year. For more information contact Fidelity Investments at 800-343-0860 or login to your account at www.netbenefits.com.
The CARES Act expanded the list of products that can be purchased using your Healthcare Reimbursement account. Over-the-counter (OTC) drugs and medicines like fever reducers and cold medicine no longer require a prescription and menstrual care products are now covered. Until retail merchants are able to update their systems to accommodate these new rules, members can file manual claims for reimbursement.
Extended Pharmacy Hours (Effective April 13, 2020): INTEGRIS Health Pharmacy 4176 (BMC ED) 8-8 M-F 9-5 S&S