Life & Accident Insurance

Life Insurance and Personal Accident Insurance offer financial protection for you and your family in the event of a natural or accidental death or specific injuries as a result of an accident.  In addition to this financial security, Cigna offers a number of value-added services to support you and your beneficiaries.
Base Life Insurance and Personal Accident Insurance
  • INTEGRIS provides full-time caregivers with one times your annual
          base salary in life insurance and personal accident insurance.
  • Ability to continue current coverage if your employment status changes
Supplemental Life Insurance and Accidental Death & Dismemberment
  • ​Full-time and regular part-time caregivers have the option of purchasing up to six times their annual base pay in supplemental life insurance and accidental death & dismemberment
  • Ability to continue current coverage if your employment status changes
  • Cigna Secure Travel (Emergency travel assistance)
  • Beneficiary Support Services
  • Identity theft assistance
Life Insurance and Accidental Death & Dismemberment for family members
  • ​​Full-time and regular part-time caregivers also have the option of purchasing coverage for their spouse and children

FYI

Evidence of Insurability (EOI)

​EOI is a document that includes a series of questions about your overall health.

Examples that would require an EOI may include:
  • Requested amount(s) exceeds $750,000
  • Requested total amount of 7x pay 
  • Requested amount exceeds $50,000 for spouse at initial eligibility
  • Any increase for spouse (outside initial eligibility)
  • Requested coverage you previously waived   
INTEGRIS offers a short-term and long-term disability plan for all full-time caregivers
  • Short-term disability
  • INTEGRIS provided long-term disability
  • Supplemental long-term disability